Tuition fees

2026 fees

All fees are in Australian dollars.

Late enrolment fees

• After the enrolment closing date: $50 administrative fee
• After the semester starts: $100 administrative fee

Paying your fees

Fees are charged each semester, before it starts. Your enrolment isn’t complete, and you can’t attend classes on campus or online, until your fees are paid or a FEE-HELP form is submitted. Once we receive your Application for Admission and Enrolment Form, the registrar will email you the amount and payment options.

Ways to pay

• Bank transfer (EFT): BSB 062-103, account number 1002-0694, account name St Cyril’s Theological College. Use your name and student number as the reference.
• Credit card (Visa or Mastercard): pay securely through PayPal.
• FEE-HELP: a loan from the Australian Government for all or part of your tuition fees (see below).

Overseas students studying online can pay by bank transfer or credit card, in Australian dollars. They can only use FEE-HELP if they meet the conditions below.

Please pay the exact amount in the registrar’s payment email. If you have any questions, email registrar@stcyrils.edu.au.

Withdrawing from a unit

You can withdraw from a unit without financial penalty by notifying the registrar in writing by 4:00 pm on the census date for that semester (see the Timetable & Key Dates). You can then request a full refund of fees, minus a small withdrawal fee.

FEE-HELP

FEE-HELP is an Australian Government loan that covers some or all of your tuition fees. Since 1 January 2020 it has been part of a combined HELP loan limit, which also covers HECS-HELP, VET FEE-HELP and VET Student Loans.

Am I eligible?

You can use FEE-HELP if you:

• are studying with an approved FEE-HELP provider, such as St Cyril’s;
• meet the citizenship and residency requirements, meaning you are:
  • an Australian citizen, or a New Zealand Special Category Visa holder who meets the long-term residency criteria and will study at least one unit of the course in Australia; or
  • a permanent humanitarian visa holder who will live in Australia for the duration of the unit; or
  • a permanent visa holder doing bridging study for overseas-trained professionals, who will live in Australia for the duration of the study;
• are enrolled in an eligible unit by its census date;
• haven’t reached your HELP loan limit; and
• have passed at least 50% of units previously funded by FEE-HELP (this applies if you started a new course on or after 1 January 2018).

How much can I borrow?

For 2026, the HELP loan limit is $129,883 for most students.

What are the pass requirements?

If you started your current course on or after 1 January 2018, you need to pass at least 50% of your units to keep using FEE-HELP. If your pass rate falls below 50% you’ll need to pay for your units yourself, and you can use FEE-HELP again once it’s back to 50%. Students who started their current course before 1 January 2018 aren’t subject to this rule.

Repaying your loan tops your HELP balance back up: compulsory and voluntary repayments made from the 2019–20 income year onwards can be borrowed again, up to the current HELP loan limit.

Is there a loan fee?

There’s no loan fee for postgraduate study. Undergraduate FEE-HELP loans carry a 25% loan fee, which doesn’t count towards your HELP limit. HELP debts don’t attract interest, but they are indexed.

When do I repay it?

You start repaying through the tax system once your repayment income is above the compulsory threshold, which is $67,000 for the 2025–26 income year. If you never earn more than that, you don’t have to repay the debt. Each year you repay a percentage of your income, which the ATO calculates and includes on your notice of assessment.

How do I apply?

1. Submit your Application for Admission. The registrar will then send you a Request for FEE-HELP assistance form.
2. Read the 2026 FEE-HELP information booklet before you sign the form.
3. Have your tax file number (TFN) ready. If you don’t have one, call the ATO on 13 28 61.
4. Submit the signed form before the census date. Forms received after the census date aren’t eligible.

To see how much FEE-HELP you have left, follow the guide on how to check your FEE-HELP balance.